Charlotte, NC FHA Home Loan Mortgage Broker



Charlotte, NC is one of the “hottest” housing markets in the United States. Many established business professionals are moving to the area to further their careers while recent grads are finding their first jobs in the Queen City. No matter where you are in life there is a good chance that an FHA home loan mortgage broker can help. When applying for a mortgage a large number of buyers do not want to put 20% down on their home. If you are in a situation in which 20% is not feasible you may want to consider a North Carolina FHA home mortgage loan as you will only be required to put down 3.5%. Contact Scott Hastings today at (704) 890-7168 for more information on applying for an FHA home loan.

Popular Charlotte, NC area cities and towns

Remember that a lower down payment is not the only benefit of taking out an FHA home mortgage loan. There are more lenient credit score and credit history requirements and first time home buyers can use an FHA loan to build equity. Unfortunately, going through the FHA home mortgage loan process can be very confusing for both first time and experienced home buyers. Rather than trying to decipher all the mortgage lingo allow Scott Hastings to explain it in laymen’s terms. Scott can also go over each and every step of the FHA mortgage application process to make it much more streamlined. Finding an FHA streamline mortgage broker will make life much easier when it comes to securing the financing for a first time home loan.

Remember that each county is different when it comes to FHA loan limits so the FHA home mortgage loan in California a friend may have qualified for could be very different from your loan in the state of North Carolina. For more information on the increased FHA loan limits in Charlotte area counties click our news link. You are fortunate to be hitting the home buyer process at the exact time when the Federal Housing Administration is increasing loan limits for most counties in the Charlotte area.

When seeking the best Charlotte area mortgage broker do not hesitate to contact Scott Hastings today. He will go above and beyond to make certain you get the lowest mortgage interest rates on your home loan in any of the Charlotte counties including Cabarrus, Gaston, Iredell, Lincoln, Mecklenburg, Person and Rowan.

You may also want to check out our Ballantyne Neighborhood Mortgage Broker page.

Charlotte Area Mortgage Rates Drop in Early 2016

Even though the Federal Reserve Bank is slowly starting to increase overnight interest rates it is still the case that the 10 year treasury rate yield is sitting around 2%. This means the average 30 year fixed mortgage rate in Charlotte, NC is under 4% for most. If you have the desire to refinance your current home loan or take out your first mortgage now is as good of a time as ever. In the months ahead many economists feel as if interest rates are going to rise so this might be the true bottom for the overall mortgage rate market.

When looking for a great mortgage broker do your research. Please feel free to reach out to me any time if you have questions about your credit score, how to qualify, what types of loans are available for your current situation or any type of other question you may have. I am here to help you get the lowest rate on your home mortgage in the Charlotte, NC area. I am also willing to go above and beyond to make certain you have all your questions answered before you sign on the dotted line.


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We are a dedicated team specializing in the 6-hour, seven day mortgage process. We're here to guide you through the home-buying process every step of the way.

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Movement has grown from a small team of 4 to over 4,000 employees with more than 500 locations across 46 states. Inc. Magazine recognized Movement Mortgage as the fastest-growing mortgage bank in the country.

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