If 2021 is the year you’re going to make the leap to becoming a first-time home buyer, we’re rooting for you. But before you go out and start house-hunting, remember that the initial step is to get pre-approved for a home loan. To do that, you’ll want to get a handle on your credit history and credit score. The key factors that make up a credit score are:

• • payment history
  • the total amount owed
  • length of credit history
  • types of credit in use
  • new credit accounts

If your credit is less than perfect, non-existent or otherwise holding you back, it may be time to consider some ways to increase your score so that you can begin the process of buying your first home.

Continue reading 5 tips to improve your credit score in 2021 at Movement Mortgage Blog.