More than mortgages What is living without giving? We don't want to find out. - John C. Maxwell

Heather Hayes

Sr. Loan Officer

Offering purchase and refinance mortgage options in the greater Burlington area.

Jay Vallieres

Market Leader

Jay Vallieres always strives to achieve his goal to find you the best loan, at the lowest cost, and with the least hassle. Jay has been active in the mortgage industry for over 17 years, and has worked in all facets of the industry, including loan processing and funding. Jay works hard to help homebuyers, and enjoys finding ways for his clients to save money while obtaining their dream of home ownership.  movement.com/jay.vallieres movement.com/Vermont

Ray Morvan

Loan Officer

Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice. As an experienced loan officer I have the knowledge and expertise you need to explore the many financing options available. Ensuring that you make the right choice for you and your family is my ultimate goal, and I am committed to providing my customers with mortgage services that exceed their expectations. I hope you’ll browse my website, check out the different loan programs I have available, use my decision-making tools and calculators, and use our secure online application to get started. After you’ve applied, I’ll call you to discuss the details of your loan, or you may choose to set up an appointment with me using my online form. As always, you may contact me anytime by phone, fax or email for personalized service and expert advice. I look forward to working with you.

Samantha Ciccone

Loan Officer